Run your business on modern financial rails.

OS is the self-custody business wallet from Origin Systems: accept payments with invoices and payment links, and pay anyone worldwide in seconds — settled on-chain, with your company holding the keys.

Self-custody — your keys, your fundsSettles in seconds, 24/7Zero platform transfer fees
OS · Operations
30d
Operating balance$0 4.2%
USDC SOL
Payroll · 14 people−$12,480.00
Invoice #1042 · paid+$2,400.00
Vendor payout · Berlin−$1,850.00
Settled on-chain · 1.9s

Get paid like a business

Issue invoices and payment requests under your business name. Clients pay by link or QR; funds settle to your wallet in seconds and land in your statements automatically.

  • Invoices & payment links
  • Settles straight to your wallet
  • PDF statements & CSV export

Invoice

#1042

Paid

From

Acme Studio

$acmestudio

Billed to

Northwind LLC

northwind.com

Design retainer$1,800.00
Site maintenance$600.00
Total$2,400.00
USDC · Settled on-chain · 1.9s

One platform for your company's money

Accept payments, send payouts, invoice clients and keep control — the operating system for business payments.

Global payouts

Pay suppliers, contractors and teams in any country. Funds settle on-chain in seconds, every day of the year.

Invoicing & requests

Issue invoices and payment requests that settle straight to your wallet — by link, QR or $peertag.

Team accounts

Seats, roles, approvals and spend controls for your whole team with Business accounts.

Live FX & swaps

Move between dollars, euros and major assets at the live market rate. OS adds nothing on top.

Statements & reporting

Branded PDF statements and CSV exports, ready for your accountant and your auditors.

Pay anyone, anywhere, in seconds

Pay a supplier in Madrid or a contractor in Manila and it settles in seconds — by $peertag or wallet address. No correspondent banks, no cut-off times, no waiting on business days.

  • Lands in seconds, 24/7
  • To any wallet or $peertag
  • No banks, no borders
Global payout24/7
ES

Paying

Madrid · Spain

€1,250

Sending…Settled in 1.8s

Security is the architecture, not a feature

OS is non-custodial by design. Keys are created on your devices and never leave your control — we couldn't freeze, move or lose your funds if we tried.

Self-custody by default

Your company's keys live with you — never on our servers.

Hardware-grade key security

Keys are generated and stored in secure enclaves on your team's devices.

Encrypted by default

Messages and payment requests between counterparties are end-to-end encrypted.

Open, verifiable rails

Every settlement happens on public infrastructure anyone can audit.

Built for what's next: agentic payments

Give an AI agent a scoped card with budgets, merchant rules and instant revocation — automation without giving up custody.

Explore agentic payments

$ os agents create-card

→ budget: $250/week

→ merchants: groceries, saas

→ revocable: instant

✓ card issued · custody: yours

Questions, answered

The essentials — straight answers, no fine print required.

Visit the help centre
What is OS?

OS is the self-custody business wallet and payments platform from Origin Systems. Accept payments, issue invoices, and pay anyone worldwide in seconds — with a clean, professional experience. The difference from a bank is that the money lives in your own wallet, not ours. Your keys, your money, your control.

How do invoices work?

Create an invoice from your dashboard (Invoices), add your line items and share it as a link or QR code. Your client pays it in seconds and the funds settle directly into your business wallet — the invoice is marked paid automatically and appears in your statements.

How do payment requests and links work?

A payment request is a lighter way to get paid: set an amount, share the link or QR — or request right inside a chat — and the payer taps to pay. Funds land in your wallet in seconds with zero platform fees.

How do team accounts work?

Invite any OS user to your business by their $peertag from Settings → Business. Members can prepare draft invoices; the owner approves, sends and manages them. Invitations are consent-based and members can be removed at any time.

Is OS really self-custodial? Can you touch my money?

Yes, it is genuinely self-custodial, and no, we cannot. Your keys are sharded between you and secure infrastructure — OS never holds a complete key and can never move your funds on its own. We are not a bank, we do not lend your deposits, and we cannot freeze or seize your wallet.

Put your business on modern rails

Open your OS account in minutes — accept payments, invoice clients and pay anyone worldwide from one self-custody platform.